Collateralized Stock Loans
Access liquidity without selling your assets through our collateralized stock loan service. Designed for investors holding publicly traded securities, these loans allow you to unlock capital while retaining ownership. With flexible terms, competitive interest rates, and no credit score requirements, this innovative financing solution caters to your unique financial needs.
Eligibility Criteria
To qualify for a collateralized stock loan, borrowers must meet the following criteria:
Publicly Traded Stocks: Securities must be traded on a major public exchange and be free of any restrictions.
Daily Trading Volume: Stocks must meet minimum daily trading volumes of at least $1,000,000 USD on average.
Electronic Holdings: Securities must be held electronically and available for transfer at the time of application.
Unlike traditional loans, factors such as credit ratings, adjusted earnings, or leverage ratios are generally not required to qualify.
Key Features
Flexible Loan Terms: Loan durations range from 1 to 5 years, with the possibility of extensions up to 5 additional years.
Non-Recourse Loans: Borrowers are not personally liable for repayment in the event of default, and there are no adverse effects on creditworthiness.
No Restrictions on Loan Proceeds: Use the funds for any purpose, from business expansion to personal investments.
Transparent Costs: No upfront application fees. Administrative, legal, and commission fees are deducted from the loan principal.
Quick Process: Underwriting is completed within 1–3 days, and loans are typically closed and funded within 7–14 days.
Loan-to-Value (LTV) Ratio
Loan size is determined based on the following factors:
The securities’ trading volume, market capitalization, and liquidity.
LTV ratios typically range from 40% to 80% of the total collateral value.
Each transaction is unique and collateralized stock loans are generally in the range of $10M to $300M USD.
Loan Application Process
Pre-Qualification: Our team will pre-screen your application and ensure your securities meet the eligibility requirements.
Submission of Documents: Submit the necessary documentation for underwriting.
Approval and Funding: Once approved, loans are closed and funded quickly, ensuring you have access to the capital you need.
Why Choose Collateralized Stock Loans?
With this service, you can retain ownership of your securities while gaining immediate access to liquidity. It's a strategic way to leverage your assets without impacting your creditworthiness or requiring restrictive repayment conditions.
Ready to Get Started?
Contact Us Today to explore how collateralized stock loans can empower your financial goals.